How to Find a Great Therapist You Can Actually Afford

How to Find a Great Therapist You Can Actually Afford

Posted on January 3, 2024

It shouldn’t have to be so hard, but there are things you can do to make it a little easier. Explore your insurer’s directory of in-network therapists first, then browse online databases. You can check your insurance company’s online directory to start or call them directly to ask for a list of in-network therapists in your area. “Tell them exactly what you need,” Ken Duckworth, MD, NAMI CMO, tells SELF. “You’re paying them, and [helping you find a provider] is part of their obligation.” Some providers operate on a sliding scale with some of their clients. This means that the amount they charge varies based on factors like a person’s income, Dr. Duckworth explains, although how much of a discount they offer is totally up to them. So, if you’re drawn to someone you believe is an especially good choice for you, but they’re not covered by your insurance, this may be an option.